Uti Unit Linked Insurance Plan Datagrid
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 23
Rating
Growth Option 19-10-2026
NAV ₹42.05(R) -0.55% ₹45.83(D) -0.55%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -1.46% 6.7% 4.57% 7.97% 6.83%
Direct -0.89% 7.39% 5.3% 8.73% 7.54%
Benchmark
SIP (XIRR) Regular 0.6% 3.6% 5.51% 6.74% 6.57%
Direct 1.17% 4.26% 6.21% 7.48% 7.3%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.19 0.09 0.39 -0.32% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.64% -8.04% -8.13% 0.83 4.91%
Fund AUM As on: 30/12/2025 5302 Cr
Top Dynamic Asset Allocation or Balanced Advantage
Fund Name Rank Rating
ICICI Prudential Balanced Advantage Fund 1
DSP Dynamic Asset Allocation Fund 2
Aditya Birla Sun Life Balanced Advantage Fund 3
HDFC Balanced Advantage Fund 4
Baroda BNP Paribas Balanced Advantage Fund 5
Axis Balanced Advantage Fund 6

NAV Date: 19-10-2026

Scheme Name NAV Rupee Change Percent Change
UTI - Unit Linked Insurance Plan 42.05
-0.2300
-0.5500%
UTI - Unit Linked Insurance Plan- Direct 45.83
-0.2500
-0.5500%

Review Date: 19-10-2026

Beginning of Analysis

UTI unit linked insurance plan is the 15th ranked fund in the Dynamic Asset Allocation or Balanced Advantage Fund category. The category has total 26 funds. The 3 star rating shows an average past performance of the UTI unit linked insurance plan in Dynamic Asset Allocation or Balanced Advantage Fund. The fund has a Jensen Alpha of -0.32% which is lower than the category average of 1.39%, reflecting poor performance. The fund has a Sharpe Ratio of 0.19 which is lower than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Asset Allocation or Balanced Advantage Mutual Funds

UTI unit linked insurance plan Return Analysis

  • The fund has given a return of -1.65%, -1.33 and 2.58 in last one, three and six months respectively. In the same period the category average return was -2.26%, -2.48% and -0.38% respectively.
  • UTI unit linked insurance plan has given a return of -0.89% in last one year. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was -1.62%.
  • The fund has given a return of 7.39% in last three years and ranked 24.0th out of thirty funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 8.77%.
  • The fund has given a return of 5.3% in last five years and ranked 19th out of twenty funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 8.13%.
  • The fund has given a return of 7.54% in last ten years and ranked 10th out of eleven funds in the category. In the same period the category average return was 9.91%.
  • The fund has given a SIP return of 1.17% in last one year whereas category average SIP return is -3.05%. The fund one year return rank in the category is 4th in 34 funds
  • The fund has SIP return of 4.26% in last three years and ranks 12th in 29 funds. Aditya Birla Sun Life Balanced Advantage Fund has given the highest SIP return (7.21%) in the category in last three years.
  • The fund has SIP return of 6.21% in last five years whereas category average SIP return is 7.72%.

UTI unit linked insurance plan Risk Analysis

  • The fund has a standard deviation of 6.64 and semi deviation of 4.91. The category average standard deviation is 9.31 and semi deviation is 6.93.
  • The fund has a Value at Risk (VaR) of -8.04 and a maximum drawdown of -8.13. The category average VaR is -12.46 and the maximum drawdown is -10.25. The fund has a beta of 0.74 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Very Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.69
    -2.35
    		-4.58 | 0.45 5 | 37 Very Good
    3M Return % -1.46
    -2.78
    		-5.99 | 2.77 6 | 37 Very Good
    6M Return % 2.30
    -0.99
    		-5.73 | 6.95 3 | 37 Very Good
    1Y Return % -1.46
    -2.80
    		-7.72 | 7.72 11 | 36 Good
    3Y Return % 6.70
    7.41
    		0.98 | 10.56 20 | 30 Average
    5Y Return % 4.57
    6.83
    		3.85 | 11.84 18 | 20 Poor
    7Y Return % 7.97
    9.52
    		5.70 | 14.64 15 | 17 Average
    10Y Return % 6.83
    8.76
    		6.44 | 12.92 9 | 11 Average
    15Y Return % 6.28
    10.65
    		6.28 | 12.92 6 | 6 Average
    1Y SIP Return % 0.60
    -3.63
    		-11.98 | 7.97 3 | 35 Very Good
    3Y SIP Return % 3.60
    2.18
    		-2.89 | 6.03 9 | 30 Good
    5Y SIP Return % 5.51
    6.36
    		2.42 | 9.47 14 | 20 Average
    7Y SIP Return % 6.74
    8.30
    		4.32 | 13.60 15 | 17 Average
    10Y SIP Return % 6.57
    8.55
    		5.13 | 13.01 10 | 11 Poor
    15Y SIP Return % 6.80
    10.09
    		6.80 | 13.23 6 | 6 Average
    Standard Deviation 6.64
    9.31
    		6.52 | 16.53 2 | 29 Very Good
    Semi Deviation 4.91
    6.93
    		4.66 | 11.70 2 | 29 Very Good
    Max Drawdown % -8.13
    -10.25
    		-26.93 | -5.47 8 | 29 Very Good
    VaR 1 Y % -8.04
    -12.46
    		-22.85 | -5.38 3 | 29 Very Good
    Average Drawdown % 3.28
    4.63
    		3.02 | 7.90 27 | 29 Poor
    Sharpe Ratio 0.19
    0.38
    		-0.13 | 0.72 25 | 29 Poor
    Sterling Ratio 0.39
    0.48
    		0.10 | 0.69 24 | 29 Average
    Sortino Ratio 0.09
    0.18
    		-0.02 | 0.33 25 | 29 Poor
    Jensen Alpha % -0.32
    1.39
    		-4.84 | 6.27 24 | 29 Average
    Treynor Ratio 0.02
    0.03
    		-0.01 | 0.06 25 | 29 Poor
    Modigliani Square Measure % 1.44
    2.89
    		-0.95 | 5.40 25 | 29 Poor
    Alpha % -0.93
    1.92
    		-4.56 | 9.57 25 | 29 Poor
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.65 -2.26 -4.43 | 0.49 5 | 37 Very Good
    3M Return % -1.33 -2.48 -5.65 | 3.10 6 | 37 Very Good
    6M Return % 2.58 -0.38 -4.78 | 7.63 3 | 37 Very Good
    1Y Return % -0.89 -1.62 -6.22 | 8.36 15 | 36 Good
    3Y Return % 7.39 8.77 2.30 | 12.19 24 | 30 Average
    5Y Return % 5.30 8.13 5.28 | 12.53 19 | 20 Poor
    7Y Return % 8.73 10.80 7.06 | 15.34 15 | 17 Average
    10Y Return % 7.54 9.91 7.31 | 13.67 10 | 11 Poor
    1Y SIP Return % 1.17 -3.05 -28.71 | 8.61 4 | 34 Very Good
    3Y SIP Return % 4.26 3.54 -1.56 | 7.21 12 | 29 Good
    5Y SIP Return % 6.21 7.72 4.06 | 10.17 16 | 19 Poor
    7Y SIP Return % 7.48 9.63 5.72 | 14.33 14 | 16 Poor
    10Y SIP Return % 7.30 9.72 6.49 | 13.73 10 | 11 Poor
    Standard Deviation 6.64 9.31 6.52 | 16.53 2 | 29 Very Good
    Semi Deviation 4.91 6.93 4.66 | 11.70 2 | 29 Very Good
    Max Drawdown % -8.13 -10.25 -26.93 | -5.47 8 | 29 Very Good
    VaR 1 Y % -8.04 -12.46 -22.85 | -5.38 3 | 29 Very Good
    Average Drawdown % 3.28 4.63 3.02 | 7.90 27 | 29 Poor
    Sharpe Ratio 0.19 0.38 -0.13 | 0.72 25 | 29 Poor
    Sterling Ratio 0.39 0.48 0.10 | 0.69 24 | 29 Average
    Sortino Ratio 0.09 0.18 -0.02 | 0.33 25 | 29 Poor
    Jensen Alpha % -0.32 1.39 -4.84 | 6.27 24 | 29 Average
    Treynor Ratio 0.02 0.03 -0.01 | 0.06 25 | 29 Poor
    Modigliani Square Measure % 1.44 2.89 -0.95 | 5.40 25 | 29 Poor
    Alpha % -0.93 1.92 -4.56 | 9.57 25 | 29 Poor
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Unit Linked Insurance Plan NAV Regular Growth Uti Unit Linked Insurance Plan NAV Direct Growth
    19-10-2026 42.0538 45.83
    16-10-2026 42.2866 46.0819
    15-10-2026 42.2317 46.0214
    14-10-2026 42.1103 45.8885
    13-10-2026 42.234 46.0227
    12-10-2026 42.0627 45.8354
    09-10-2026 42.1798 45.9611
    08-10-2026 41.9807 45.7436
    07-10-2026 42.2646 46.0524
    06-10-2026 42.3355 46.129
    05-10-2026 42.1122 45.8851
    01-10-2026 42.02 45.7822
    30-09-2026 42.1543 45.9279
    29-09-2026 42.1699 45.9442
    28-09-2026 42.3237 46.1112
    25-09-2026 42.5552 46.3615
    24-09-2026 42.4937 46.2939
    23-09-2026 42.7992 46.6261
    22-09-2026 42.7448 46.5663
    21-09-2026 42.7765 46.6001

    Fund Launch Date: 01/Oct/1971
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: Investment objective of the scheme is primarily to provide return through growth in the NAV or through dividend distribution (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments.
    Fund Description: An open ended tax saving cum insurance scheme.
    Fund Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.